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Idaho Student Health Insurance

Are you in good health and looking for an alternative to the higher-priced health insurance options of your Idaho university?  We have assembled the requirements of the major universities in Idaho to help you find a less expensive alternative that offers good benefits and allows you to waive the university health insurance coverage.

School Name School Insurance Requirements Idaho University Insurance Links
BYU Idaho
  • Full Time Students cannot waive off school insurance plan unless they are covered under their parent's or employer's policy.  Health insurance is required.
     
  • Spouses of BYU Idaho students are charged a large premium to be added to the school insurance; spouses can find much better rates if they are in good health and apply through us.
     
  • We suggest looking at the Blue Cross Essential Blue Plus or the Regence Evolve Core for spouses in good health.  Please visit our Individual Health Insurance page to apply for quotes or click on the respective company links
     
  • The BYU-Idaho maternity deductible is $4750 plus there is a $300 copay.  Female nonstudents in good health should also apply with Blue Cross on the Essential Blue Plus as it may provide comparable maternity benefits for less money.
BYU-I School Insurance Home Page 
Idaho State University
  • Health insurance is required for full-time ISU students (12 credits)
  • Idaho State students are able to waive off the school health insurance plan provided the insurance meets the following requirements:
  1. Medical benefits of at least $100,000 per policy year 
  2. A deductible  not to exceed $5,000
  3. Insurance company that is owned, operated and based in the United States in compliance with applicable federal laws
  4. Health insurance in-force and maintained for the full academic year
ISU Insurance Requirement Info Including Premium and Waiver Policy
University of Idaho
  •  University of Idaho students are required to carry health insurance but may waive off with qualifying coverage
  • The following 2 requirements must be met to waive off the U of I school health insurance plan:
  1. A lifetime maximum benefit of $500,000 and covers either illness or injury
  2. Covers injury while participating in intramural, club, or NCAA intercollegiate sports programs (If the student will be participating in such programs)
  • The Regence Evolve Core $2,500 or $5,000 Deductible plan is a great option for U of I students, especially those ages 19-25 as the rates are very reasonable. Visit our Individual Health Insurance page to apply for a plan from Blue Cross or Regence which all meet these guidelines. All new plans have an unlimited lifetime benefit. 


School Insurance Home Page

Boise State
  • Health insurance required for full-time Boise State students but waiving off is allowed if the health insurance policy meets the following requirements:
  1. Alternate insurance plan must be with a United States based company
  2. The coverage cannot be voluntarily canceled and enrollment must be continuous through the current academic year
  3. A deductible not to exceed $5,000
  4. The maximum policy limit can be no less than $100,000
  • The Regence Evolve Core $2,500 or $5,000 Deductible plan is a great option for Boise State students, especially those ages 19-25 as the rates are very reasonable.  Visit our Individual Health Insurance page to apply for a plan from Blue Cross or Regence which all meet these guidelines.  All new plans have an unlimited lifetime benefit.
 School Insurance Home Page

 

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